{"id":5158,"date":"2025-08-01T08:07:13","date_gmt":"2025-08-01T08:07:13","guid":{"rendered":"https:\/\/eternity-recruitment.com\/?p=5158"},"modified":"2025-08-01T08:14:18","modified_gmt":"2025-08-01T08:14:18","slug":"13mp-new-payout-scheme-for-retire-epf-members","status":"publish","type":"post","link":"https:\/\/eternity-recruitment.com\/cn\/13mp-new-payout-scheme-for-retire-epf-members\/","title":{"rendered":"13MP: New Payout Scheme for Retire EPF Members"},"content":{"rendered":"
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13MP: Malaysia Considers Monthly EPF Payouts instead of Lump Sum Withdrawal when EPF Members Retire at 55.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The Malaysian government is exploring the introduction of a monthly pension payout through the Employees Provident Fund (EPF) to enhance retirement security for citizens. Under this proposal, retirees would not only receive their standard lump sum withdrawal but also benefit from regular monthly payments. This approach aims to provide retirees with a more stable and sustainable source of income in their later years. According to the 13th Malaysia Plan report, contributions will be divided into two components, one for retirement savings and the other for the pension scheme.<\/p>

Through this new initiative, employees will have the advantage of withdrawing part of their EPF savings while also receiving a consistent monthly pension once they reach retirement age. This system is expected to ease financial burdens and reduce the risk of retirees exhausting their funds too early. Furthermore, the government plans to develop a digital platform designed to encourage children to transfer funds to their parents, ensuring that elderly citizens receive additional support from their families. This digital initiative aligns with the government\u2019s broader efforts to strengthen social and financial security among Malaysia\u2019s ageing population.<\/p>

The report also highlights another significant proposal: the potential increase in the mandatory retirement age. The government is considering a revision of the Minimum Retirement Age Act 2012 to reflect the changing demographic and economic conditions. By raising the retirement age, Malaysia aims to keep more experienced workers in the labor force for a longer period, which could benefit both employees and employers. Additionally, the Pensions Act 1980 may undergo amendments to accommodate these changes, ensuring a smooth transition for affected workers.<\/p>

Malaysia officially became an ageing nation in 2021 when individuals aged 65 and above accounted for seven percent of the population. Projections indicate that Malaysia is on track to become an aged nation by 2043, where the proportion of senior citizens will be significantly higher. These measures, including the EPF monthly payout scheme and the possible adjustment to the retirement age, are part of the government\u2019s strategy to address the financial and social challenges that come with an ageing society.<\/p>

For the recruitment industry, these changes could have a substantial impact. Companies may need to adapt to an older workforce by offering flexible work arrangements, upskilling programs, and improved retirement planning. Recruitment agencies like Eternity Recruitment<\/strong> <\/a>play a critical role in helping organizations adjust to these evolving labor market conditions. By connecting employers with skilled talent and providing strategic hiring solutions, Eternity Recruitment ensures businesses stay competitive while supporting workers through every stage of their careers.<\/p>

As Malaysia prepares for the future, both employers and employees must stay informed about these policy developments. Planning ahead is crucial, whether it involves workforce management, career transitions, or retirement strategies.<\/p>

source and find more info at: RMK 13 Malaysia Gov<\/a><\/em><\/p>

\u76f4\u63a5\u8054\u7cfb\u6211\u4eec<\/strong>
Eternity Recruitment<\/strong>
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The Malaysian government is exploring the introduction of a monthly pension payout through the Employees Provident Fund (EPF) to enhance retirement security for citizens. Under this proposal, retirees would not only receive their standard lump sum withdrawal but also benefit from regular monthly payments. This approach aims to provide retirees with a more stable and sustainable source of income in their later years. According to the 13th Malaysia Plan report, contributions will be divided into two components, one for retirement savings and the other for the pension scheme.<\/p>","protected":false},"author":1,"featured_media":5161,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[31,1],"tags":[184,190,162,191],"class_list":["post-5158","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-uncategorized","tag-epf","tag-epf-withdrawal","tag-eternity-recruitment","tag-rmk13"],"yoast_head":"\n13MP: New Payout Scheme for Retire EPF Members | Eternity Recruitment<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eternity-recruitment.com\/cn\/13mp-new-payout-scheme-for-retire-epf-members\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"13MP: New Payout Scheme for Retire EPF Members | Eternity Recruitment\" \/>\n<meta property=\"og:description\" content=\"The Malaysian government is exploring the introduction of a monthly pension payout through the Employees Provident Fund (EPF) to enhance retirement security for citizens. 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